HR. 2808Became Law
Homebuyers Privacy Protection Act
Limits credit reporting agencies from sharing mortgage-related consumer credit reports without a firm offer and specified consumer consent or existing customer relationship, and orders a study of text message trigger leads
Plain-English overview
What this bill does
Limits credit reporting agencies from sharing mortgage-related consumer credit reports without a firm offer and specified consumer consent or existing customer relationship, and orders a study of text message trigger leads
Key points
- Require consent or existing relationship documentation
- Prohibit unauthorized mortgage credit report sharing
- Direct GAO trigger lead study
Current status
Where it stands
Status
Became Law
Latest action
2025-09-05 — Became Public Law No: 119-36.
Related context
Topics and policy areas
undefinedConsumer creditFinance and Financial SectorFinancial services and investmentsHousing finance and home ownershipReal estate businessRight of privacy