HR. 4437Introduced
SMART Act of 2025
Limit federal examinations for well capitalized and well managed small depository institutions and credit unions by requiring limited scope follow up exams and combined oversight reviews on request
Plain-English overview
What this bill does
Limit federal examinations for well capitalized and well managed small depository institutions and credit unions by requiring limited scope follow up exams and combined oversight reviews on request
Key points
- Require limited scope examinations
- Require combined compliance examinations
- Allow exceptions for enforcement cases
Current status
Where it stands
Status
Introduced
Latest action
2026-05-12 — Motion to reconsider laid on the table Agreed to without objection.
Related context
Topics and policy areas
undefinedBank accounts, deposits, capitalBanking and financial institutions regulationBusiness recordsCongressional oversightCorporate finance and managementFinance and Financial SectorGovernment studies and investigations