HR. 5262Introduced

Bank Competition Modernization Act

Allows financial regulators to approve certain small bank mergers without applying antitrust and competition review standards, using an annually adjusted $10 billion asset threshold

What this bill does

Allows financial regulators to approve certain small bank mergers without applying antitrust and competition review standards, using an annually adjusted $10 billion asset threshold

Key points
  • Require annual asset threshold adjustment
  • Prohibit competition factor review
  • Allow exempt bank mergers

Where it stands

Status
Introduced
Latest action
2025-11-04Placed on the Union Calendar, Calendar No. 317.

Topics and policy areas

undefinedBank accounts, deposits, capitalBanking and financial institutions regulationBusiness recordsCompetition and antitrustCorporate finance and managementFinance and Financial SectorPerformance measurement