HR. 5276Introduced
Community Bank LIFT Act
Eases community bank leverage ratio standards by expanding bank eligibility, lowering the statutory ratio range, and requiring regulators to update the framework
Plain-English overview
What this bill does
Eases community bank leverage ratio standards by expanding bank eligibility, lowering the statutory ratio range, and requiring regulators to update the framework
Key points
- Require agency review report
- Direct implementing rulemaking
- Increase asset eligibility limit
- Reduce leverage ratio range
Current status
Where it stands
Status
Introduced
Latest action
2025-11-04 — Placed on the Union Calendar, Calendar No. 319.
Related context
Topics and policy areas
undefinedBanking and financial institutions regulationCompetition and antitrustCorporate finance and managementFinance and Financial Sector