HR. 827In Committee
Homeowners’ Defense Act of 2025
Allows Treasury to back eligible state catastrophe insurance program debt, offer reinsurance, and create federal tools for natural catastrophe insurance and mitigation
Plain-English overview
What this bill does
Allows Treasury to back eligible state catastrophe insurance program debt, offer reinsurance, and create federal tools for natural catastrophe insurance and mitigation
Key points
- Establish federal reinsurance fund
- Establish catastrophe risk consortium
- Authorize Treasury debt guarantees
- Fund mitigation grants
Current status
Where it stands
Status
In Committee
Latest action
2025-01-28 — Referred to the House Committee on Financial Services.
Related context
Topics and policy areas
undefinedFinance and Financial Sector