HR. 4478Introduced
TRUST Act of 2025
Permits more well capitalized and well managed small insured depository institutions to receive less frequent federal financial examinations by raising the qualifying asset threshold
Plain-English overview
What this bill does
Permits more well capitalized and well managed small insured depository institutions to receive less frequent federal financial examinations by raising the qualifying asset threshold
Key points
- Allow less frequent examinations
- Increase qualifying asset threshold
Current status
Where it stands
Status
Introduced
Latest action
2026-05-12 — Motion to reconsider laid on the table Agreed to without objection.
Related context
Topics and policy areas
undefinedBank accounts, deposits, capitalBanking and financial institutions regulationCorporate finance and managementFederal Deposit Insurance Corporation (FDIC)Finance and Financial SectorPerformance measurement