HR. 53In Committee
Responsible Borrower Protection Act of 2025
Prohibits federal housing finance entities from implementing the January 2023 single family mortgage upfront fee pricing changes tied to borrower credit risk
Plain-English overview
What this bill does
Prohibits federal housing finance entities from implementing the January 2023 single family mortgage upfront fee pricing changes tied to borrower credit risk
Key points
- Prohibit mortgage fee framework changes
Current status
Where it stands
Status
In Committee
Latest action
2025-01-03 — Referred to the House Committee on Financial Services.
Related context
Topics and policy areas
undefinedCredit and credit marketsFinance and Financial SectorGovernment National Mortgage Association (Ginnie Mae)Housing finance and home ownershipInflation and pricesUser charges and fees