HR. 5317In Committee
Community Bank Deposit Access Act of 2025
Excludes certain custodial deposits at qualifying community banks from brokered deposit treatment and applies related interest rate limits to undercapitalized institutions accepting those deposits
Plain-English overview
What this bill does
Excludes certain custodial deposits at qualifying community banks from brokered deposit treatment and applies related interest rate limits to undercapitalized institutions accepting those deposits
Key points
- Limit qualifying deposit share
- Exclude custodial deposits
- Apply interest rate limits
Current status
Where it stands
Status
In Committee
Latest action
2026-05-21 — Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Related context
Topics and policy areas
undefinedBank accounts, deposits, capitalBanking and financial institutions regulationBusiness investment and capitalFinance and Financial SectorInterest, dividends, interest rates