S. 1465In Committee
Credit Access and Inclusion Act of 2025
Allows consumer reporting agencies to receive certain positive payment histories for rent utilities and telecommunications services to expand credit reporting inclusion
Plain-English overview
What this bill does
Allows consumer reporting agencies to receive certain positive payment histories for rent utilities and telecommunications services to expand credit reporting inclusion
Key points
- Require GAO impact report
- Prohibit late balance reporting
- Limit service usage reporting
- Allow positive payment reporting
Current status
Where it stands
Status
In Committee
Latest action
2025-04-10 — Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Related context
Topics and policy areas
undefinedFinance and Financial Sector