S. 2781In Committee

Protecting Consumers from Unreasonable Credit Rates Act of 2025

Cap consumer credit interest rates by barring most creditors from charging more than 10 percent annually

What this bill does

Cap consumer credit interest rates by barring most creditors from charging more than 10 percent annually

Key points
  • Prohibit rates above 10 percent

Where it stands

Status
In Committee
Latest action
2025-09-11Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (text: CR S6577)

Topics and policy areas

undefinedFinance and Financial Sector